The Great Disruption, Deception, Dismay?
Workin’ For the Man
(Badmitten’s Workin’ Overtime Mix)
We can’t even pretend that the current global crisis isn’t real – we’ve been suffering a harsh reality in Michigan for a long time – but, much of the insanity that is going on could be lessened if we could manage a lot less greed and a little more common sense. Over lunch yesterday, my friend, Carmen (not her real name) relayed a story that offers a striking example.
Last fall Carmen was laid off from her job at Ford after 22 years of service. Like many others, she’s had trouble finding a new job, and for now is surviving on her severance package and work as a freelance creative.
In an effort to be responsible, Carmen called her credit union to refinance her mortgage. She’s only four years away from paying off the house she and her ex-husband bought years ago. Her hope was to negotiate a lower payment so she can keep her home for as long as possible. She recognizes that she has an obligation to pay, and wants to handle the situation while it’s manageable.
The loan officer told Carmen there is nothing they can do for her. Why? They can’t refinance and lower her payments because she doesn’t have a job.
Has the world gone crazy or what?